Applying online is as easy as 1-2-3.

  1. Click Apply Now and complete the application.
  2. When you have completed the application, click submit and your information will be reviewed.
  3. A Loan Officer will follow up to answer your questions.

Apply Now

Our goal is to provide the highest level of service at competitive rates. Our Loan Officers are only a phone call away if you need help. Contact us at 618-344-3172.

Rate Watch

Sign up to have rates e-mailed to you. You may choose to have rates e-mailed to you when they reach your desired rate, or on a regular basis.


Whether you are considering purchasing a new home or deciding if it is the right time to refinance, use our calculators to help you make your decision.

Today's Rates

15 Year Fixed Rate
 Rate  APR  Points
 3.000%  3.126%  0.000%
30 Year Fixed Rate
 Rate  APR  Points
 3.500%  3.571%  0.000%

Personalized Quote

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